The credit card companies don't care if you bought groceries paid your rent or bought a new TV. All it cares about is if you're not able to pay it off and that's where the money is, to make money it has to trap you into a cycle, where you're always a little behind payments.
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Content Curator | Absurdist | Amateur Gamer | Failed musician | Successful pessimist | Pianist |
Just like income, debt has levels, and each level changes how you live, what you can do, and how much freedom you really have.
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Try to transfer your debt onto a zero-interest credit card (also known as a balance-transfer card). It will give you a limited time window where your debt won't accrue interest and allow you to get rid of your debt faster. But ensure you can pay it off within that window, otherwi...
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