Step 1: Record All Income

Things to keep in mind wrt repaying your debt:

• Make the down payment as large as possible. This will reduce the interest on the cost of purchase,
• Debt repayment per year < 20% of annual Post-tax income,
• Monthly installments < 10% of Monthly i-hand salary,
• Use "...

• People are 50% more likely to achieve their goals if they write it down.
• SMART goals are more effective.
• Making your commitment public or telling it to someone close, increases its chances of succeeding.
• Goals kept to yourself get muddled up with the other 1500 though...

Investing in yourself is one of the best investments you can make. Marketable skills make you valuable.

Listen to content about investing, side hustles, and entrepreneurship that will inspire you. Keep a notebook and write down information that stands out to you.