Create A "Not Now" List

If I caught myself worrying about something throughout the day, I reminded myself that I had scheduled time to worry later, and if I started worrying about a new thing during the day, I captured it on the list so I could worry about it later, as well. Most of the time I don’t need this list, but ...

To keep impulse shopping from taking hold of your budget, make a habit of shopping with a list. Jot down everything you need, and then only shop for those items.

If you are tempted to add an extra item to your cart, go home and think about it first. If you still ...

If you put something off and then forget to write down that you need to do it later, it’s possible that you could entirely forget about the first task.

If you’re a forgetful person, make a to-do list with all your tasks on it, and only cross them off when they’re 100% completed.