Boosting your savings
While frugality is undoubtedly important in personal finance, boosting your savings can also be done by earning more money.
Whether you're self-employed or working for somebody else, your income is determined by three factors.
- Your knowledge and skills.
- Your productivity, both in quality and quantity.
- Your ability to sell yourself and get paid what you're worth.
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"There's no money in poetry, but then there's no poetry in money, either." ~ Robert Graves
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Increase Your Ability to Earn
Your earning ability is directly tied to your skill development and the value you provide. This ancient principle reveals:
- Income is largely determined by how hard you are to replace
- Developing rare and valuable combinations of skills creates opportunity
6. Cut down your to-do list
A smaller to-do list is less intimidating and more achievable. There's nothing wrong with having a short to-do list if you're getting real work done. Start with your Most Important Tasks (MITs) and limit the list to three items, a productivity tactic popularized by bloggerLeo Babauta .
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