Setting personal goals is a fundamental step in achieving success and fulfillment in life. This guide explores various aspects of goal setting, from understanding its importance to implementing practical strategies. By categorizing goals and utilizing the SMART framework, individuals can create a clear path toward achieving their aspirations.

Introduction

This section highlights the significance of goal setting in personal and professional life. It emphasizes how clear goals provide direction, help in organizing time and resources efficiently, and increase the likelihood of achieving desired outcomes.

Importance of Goal Setting:

The SMART framework is detailed here, advocating for goals that are Specific, Measurable, Attainable, Relevant, and Time-bound. This approach ensures clarity and feasibility of goals, making them more achievable.Setting Lifetime Goals: This part advises on identifying and setting lifetime goals. It encourages considering different life aspects such as career, education, family, and personal growth, ensuring a holistic approach to goal setting.

Types of Goals & SMART Goals

The final section focuses on creating a detailed action plan to achieve set goals. It stresses the importance of breaking down large goals into smaller, manageable steps and regularly reviewing progress.

Making an Action Plan:

In conclusion, effective goal setting is a dynamic and transformative process. By categorizing goals, applying the SMART criteria, and creating actionable plans, individuals can significantly enhance their ability to achieve desired outcomes. Regularly revisiting and adjusting goals ensures continued personal growth and success.

Conclusion

moneyandinvestments

Money & Investments

motivationandinspiration

Motivation & Inspiration

strategy

Strategy

education

Learning & Education

leadershipandmanagement

Leadership & Management

Personal Goal Setting

<ul><li>Savings Accounts: High-yielding, Digital, Local FDIC insured</li><li>Money Market</li><li>Treasury Bills, T-Notes, T-Bonds</li><li>Stocks</li><li>Bonds</li><li>Assets : Art, Jewelry, Old vehicle, Accounts Receivables, Machinery</li><li>Gold/Silver</li><li>Land</li><li>Property</li></ul>

Part 1 Refresher : Ways To Grow Money 

A general increase in prices and fall in the purchasing value of money.

Inflation Defined 

<ul><li>Assets gain value during inflation. </li><li>Rich people have enough assets to create more wealth meanwhile, poor people don’t have any or enough assets.</li><li>Poor people are consumers and utilize assets, but rarely own them. Ex: Renting homes, cars, properties. </li><li>Wealthier people typically own a home that protects them from the rising rent caused by increasing prices. </li></ul>

How The Rich Get Richer During Inflation 

“During inflation, funds flow into the stock market, and stock prices continually rise. Money in those type of investments rise with inflation.”

Rich people are earning more, yet doing less. However, poor people are spending more, which in return causes them to have to work more, and typically earn less.

The Harsh Reality  

Diversify income. Be intentional to add more streams of portfolio and passive income than earned income. This is due to earned income requiring your actual time and having the highest tax.

Solution

Treasury Bills have been coined the 'safest investment' on earth. One reason is because they are backed by the government, and there’s a quicker return that is guaranteed. They also have a quick maturity time, which is 1 year or less. Con: You’re going to get a lower rate of return compared to other investments, such as stocks, bonds, money markets, and CD accounts.

Treasury Bills Vs. Inflation

T-Notes are Short term intermediate term debt securities with maturities of 2, 3, 5, 7, or 10 years. Pay a fixed rate of interest every six months. Can be purchased directly from government at auction or through broker. Mature 2-5 years.

Treasury Notes 

T-bills are usually sold at a discount and sold in $100 increments. The interest is equal to the face value minus the purchase price. Rates depend on interest rate expectations. Can be purchased electronically.

Treasury Bills 

T-bonds are fixed rate U.S government debt securities with a maturity of 20 or 30 years. Pays semiannually (every 6 months) until maturity, at which point the face value of the bond is paid to the owner.

Treasury Bonds 

When interest rates rise, prices of existing bonds tend to fall, even though the coupon rates remain constant, and yields go up. Conversely, when interest rates fall, prices of existing bonds tend to rise, their coupon remains constant - and yields go down.

Interest Rates Effect 

“Money is a tool, used properly it makes something beautiful. Used wrong it makes a mess.”

<ul><li>STCs stand for Share certificates </li><li>Fixed-rate term savings account</li><li>Another way to save </li><li>Issued only by credit unions, whereas CDs are only issued through banks</li></ul>Pros: <ol><li>They are safe (low-risk), offer guaranteed returns, and are ideal for long-term savings. </li><li>When you open a share certificate through a bank, you don't have to worry about losing your principal.</li><li>Have higher interest rates than traditional savings accounts and are a safe place to keep your money. </li></ol>Cons: <ol><li>May pay a penalty to access funds before the certificate matures, and there are better options for long-term investing.</li></ol>Pros > Cons

What Are STCS ?

Want to know how the rich get richer during inflation? This read includes insight on the strategies and investments of the wealthy vs the impoverished. Lastly, learn a little about U.S. security debts and the benefits of inflation.

Discover the world of business and economics.

economics

Economics

Teach Me Money (Pt. 2)

We don't make mistakes, just happy little accidents

The Joy in 'Happy Little Accidents

I started painting as a hobby when I was little. I didn't know I had any talent. I believe talent is just a pursued interest. Anybody can do what I do.

The Power of Pursued Interests

You have to allow the paint to break to make it beautiful.

Embracing Imperfection in Art

If you do too much, it’s going to lose its effectiveness.

The Art of Restraint

The Lifelong Learner

Go out on a limb—that’s where the fruit is.

Finding Success Beyond the Comfort Zone

Not only was Bob Ross an excellent painter, but he also gave us great advice on how to enjoy our daily lives, and for that, I respect him!

Following the success of his first book, The Best of the Joy of Painting, Bob Ross gathered sixty more of his favorite paintings to create More Joy of Painting. Now available in paperback, More Joy of Painting presents each painting in full color, followed by detailed instructions and a series of black-and-white photos to walk you, step-by-step, through the process of creating a Bob Ross original.So, whether you want a landscape of snowcapped mountains or a serene fall day, with More Joy of Painting you can create a beautiful work of art with the same ease and grace as Bob Ross.

personaldevelopment

Personal Development

mindfulness

Mindfulness

problemsolving

Problem Solving

creativity

Creativity

Robert H. Ross

More of the Joy of Painting

Do these Six things to make 2024 the best year of your life :) 👇

Six things you can do to make 2024 the best year!

Set clear goals for the year, Personal or Professional but have a roadmap of what you want to achieve this year.

Plan your goals clearly

Focus on Mental Health, seek help if you need it, meditate, have a walk every morning in nature to relax, and Set Boundaries.

Mental Health Matters

Be curious and Learn from anyone you can, read a new book, learn a new skill or try a new hobby. Expanding knowledge and trying new things is interesting and rewarding.

Expand Your Knowledge 

Stay connected with your loved ones, make an effort to reach your family, and friends and plan regular calls or hangouts to stay close.

Connect with your loved ones

Get involved in the community, Whether it's by volunteering or by participating in contests. Making a positive impact in your community will give you a sense of fulfilment.

Involve in the community

Practice Gratitude, take time in a day to reflect on things you are grateful for. This will help you focus on your positive side rather than the negative side.

Gratitude 

If you love the above ideas, make sure you follow me :)I post once or twice a week.Have an amazing week :)

End note 

These ideas helped me this whole year , so it might help you too :)

exerciseandfitness

Exercise & Fitness

mentalhealth

Mental Health

loveandrelationships

Love & Relationships

6 Things You Can Do to Make 2024 the Best Year!

The Indian leadership scenario is a combination of leaders who are kind-hearted, partiality-based, selfish, authentic, courageous, and organization-oriented. Some of these can affect the individual who is under a leader. If the leader is well structured and has the potential to guide individuals through good and bad uncertainties in the right way while considering the value of each individual's existence, this would be a revolution for every organisation or community.

Indian Leadership

As some leaders lack awareness of human existence for everyone, they tend to just work for their own benefit, which may be a pressure from higher authorities or owners. Overall, this affects the individuals. Most Indian leaders are made under the influence of their hereditary or own willingness. This inheritance can affect a leader in how they guide, react to circumstances, or work, so it's important to make them aware of the importance of life and their decisions.

Examples Of Leaders Drawback

The best example of Indian leadership is politics, where most of them are working to scam more money rather than helping the states under them. The main problem is that they don't have a clear understanding of human existence, how we should be grateful for what we have, and how we can be helpful to others who don't have what we have but just the fad on money. In this regard, incorporating existential psychotherapy into Indian leadership can help individual leaders, starting from the government to each organisation, which could be beneficial for each individual to achieve greater goals.

Politics

Through existential psychotherapy, we can make the leaders aware of life and the meaning that needs to be theirs, not just for themselves but for the individuals under them, which means the existential psychotherapist and the listener are both getting benefits. This can lead to a change in the way leaders treat people and behave with them because they will realise everyone has their own life and life is finite, so we should live with our full authenticity, if not shown to others, at least for ourselves. The decision-making process is enhanced from self-benefit to community benefit.

Impact Of Existential Psychotherapy

The leader will be able to understand that life has meaning in every uncertainty, not just the wins. Existential psychotherapy can even lead so many ruthless leaders to become better than nothing just by changing the atmosphere in which they live by choosing their own freedom. The leaders will be able to develop humility and inner peace through their own strength. By focusing on personal accountability, creating purpose, and accepting the inherent difficulties of leadership, existential psychotherapy helps Indian leaders who are confronting uncertainty become more resilient.

Development

It empowers leaders to face ambiguity head-on, strengthening their ability to overcome obstacles, persevere through hardship, and ultimately produce stronger deliverables and results. Existential psychotherapy can play a vital role in taking the Indian leadership scenario to the next level with the inclusion of Indian beliefs on spiritual existence for the well-being of each individual. Ultimately, the integration of Indian spiritual ideas with existential psychotherapy has the potential to greatly improve the leadership situation.

Uncertainties

Through addressing existential issues and embracing spiritual dimensions, this method cultivates resilient leaders who honestly manage obstacles, align with cultural values, and promote holistic well-being—all of which contribute to an increase in overall effectiveness as a leader.

The Role Of Existential Psychotherapy

A change that's benefits every individual.

Understand yourself and those around you.

psychology

Psychology

philosophy

Philosophy

history

History

How far is the Existential Psychotherapy needed in indian leadership scenario

Man is born to conquer nature and not to follow it.

When you think you are a body, you are apart from the universe; When you think you are a soul, you are a spark from the great Eternal Fire; When you think you are the Atman (Self), you are All.

The will is not free - it is a phenomenon bound by cause and effect - but there is something behind the will which is free.

Strength is in goodness, in purity.

The universe is objectified God

You cannot believe in God until you believe in yourself.

The root of evil is in the illusion that we are bodies.This, if any, is the original sin.

One party says thought is caused by matter, and the other says matter is caused by thought. Both statements are wrong; matter and thought are coexistent. There is a third something of which both matter and thought are products.

As particles of matter combine in space, so mind-waves combine in time.

To define God is - grinding the already ground; for He is the only being we know.

Swami Vivekananda, the nineteenth-century Indian Hindu monk, is considered one of the most influential people of modern India and Hinduism.

The Sayings and Utterances of Swami Vivekananda

At the heart of suffering lies the mind's attachment to certain things, creating a sense of separation from the greater whole.

The Impact of Mental Clinging on Separation and Unity

In our quest for inner peace, we often gravitate towards actions that momentarily offer a sense of oneness. This pursuit, while seemingly benign, can lead us down the path of addiction. The allure lies in the temporary escape these actions provide from life's complexities. Each indulgence reinforces a cycle, as we increasingly rely on these behaviors to recapture that fleeting feeling of completeness.

Chasing Wholeness

Addictions often follow a predictable pattern: a trigger, such as hunger, leads us to a habitual response, like a quick stop at McDonald's. The immediate gratification is followed by a wave of regret. To break this cycle, awareness is key. It starts with identifying triggers and acknowledging the automatic responses they evoke.

Breaking the Cycle

The key is to seek comprehensive approaches that focus on underlying issues rather than just the symptoms. True healing involves developing coping mechanisms and resilience, ensuring that the solution doesn't become a new crux of dependency

The Trap of Replacement: When Solutions Become Addictions

Falling back into old habits isn't a sign of failure, but a part of the human journey. Recognizing this helps us avoid self-blame, which is unproductive and demoralizing. Instead, acceptance is crucial. When we acknowledge a lapse without judgment, we create space for positive action. Redirecting our energy towards constructive activities like meditation, reading, or exercise can be immensely beneficial.

Embracing Setbacks

I believe we've all experienced some form of addiction, and gaining a better understanding of how to effectively cope with it would be ideal!

The Love Serve Remember Foundation (LSRF) is dedicated to preserving and continuing the teachings of Neem Karoli Baba and Ram Dass. The foundation facilitates the continuation of these teachings through online courses, blog content, films, podcasts, social network channels and collaborative projects with conscious artists and musicians. To learn more or support, please visit https://www.ramdass.org/

Ram Dass (born Richard Alpert; April 6, 1931 – December 22, 2019), also known as Baba Ram Dass, was an American spiritual teacher, guru of modern yoga, psychologist, and writer. His best-selling 1971 book Be Here Now, which has been described by multiple reviewers as "seminal", helped popularize Eastern spirituality and yoga in the West. He authored or co-authored twelve more books on spirituality over the next four decades, including Grist for the Mill (1977), How Can I Help? (1985), and Polishing the Mirror (2013).

Ram Dass was personally and professionally associated with Timothy Leary at Harvard University in the early 1960s. Then known as Richard Alpert, he conducted research with Leary on the therapeutic effects of psychedelic drugs. In addition, Alpert assisted Harvard Divinity School graduate student Walter Pahnke in his 1962 "Good Friday Experiment" with theology students, the first controlled, double-blind study of drugs and the mystical experience. While not illegal at the time, their research was controversial and led to Leary's and Alpert's dismissal from Harvard in 1963.

In 1967, Alpert traveled to India and became a disciple of Hindu guru Neem Karoli Baba who gave him the name Ram Dass, meaning "Servant of Ram," but usually rendered as simply "Servant of God" for western audiences. In the coming years, he founded the charitable organizations Seva Foundation and Hanuman Foundation. He traveled extensively giving talks and retreats and holding fundraisers for charitable causes in the 1970s, 80s, and 90s. In 1997, he had a stroke which left him with paralysis and expressive aphasia. He eventually grew to interpret this event as an act of grace, learning to speak again and continuing to teach and write books. After becoming seriously ill during a trip to India in 2004, he gave up traveling and moved to Maui, Hawaii, where he hosted annual retreats with other spiritual teachers until his death in 2019.

habits

Habits

We cannot change the world. But we can change ourselves...and that will change the world. The goal of this channel is to empower the individual and deliver profound ideas through art.

Everyone is welcome to contribute. If you have a good idea for an animation please send them to Mark at AfterSkool100@gmail.com

After Skool

Break the Cycle of Addiction - Ram Dass

There is nothing like looking, if you want to find something. You certainly usually find something, if you look, but it is not always quite the something you were after.

May the wind under your wings bear you where the sun sails and the moon walks.

Where there's life there's hope.

I have found that it is the small everyday deed of ordinary folks that keep the darkness at bay. Small acts of kindness and love

There is more in you of good than you know, child of the kindly West. Some courage and some wisdom, blended in measure. If more of us valued food and cheer and song above hoarded gold, it would be a merrier world

The movie has healed many of us for sure.  Here are Some of the most inspiring quotes and lines from the movie to remember. N

A great modern classic and the prelude to The Lord of the Rings This charming pocket-sized edition contains the complete unabridged text and features the original cover illustration, painted by J.R.R. Tolkien himself. The perfect gift for little Hobbits everywhere! Bilbo Baggins is a hobbit who enjoys a comfortable, unambitious life, rarely traveling any farther than his pantry or cellar. But his contentment is disturbed when the wizard Gandalf and a company of dwarves arrive on his doorstep one day to whisk him away on an adventure. They have launched a plot to raid the treasure hoard guarded by Smaug the Magnificent, a large and very dangerous dragon. Bilbo reluctantly joins their quest, unaware that on his journey to the Lonely Mountain he will encounter both a magic ring and a frightening creature known as Gollum.

writing

Reading & Writing

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Movies & Shows

books

Books

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Society, Arts & Culture

John Ronald Reuel Tolkien

The Hobbit

I think some people are afraid of having their own idea. That might be because their ideas might be wrong or they might have arguments because of their ideas. I understand them but I also know that it's not the best way

For Who Are Afraid 

Your idea might be wrong and some might not like your idea but that's not only about your idea but also every other ideas. So don't be afraid of it

Having An Idea

Yes, you can be wrong still. So you always need to examine your idea over and over. And having an argument is a good thing because you can learn from it. You might think your idea is wrong in some parts. Then change your idea! Always be open minded with every idea.

But What If I'm Wrong 

Embracing Ideas: Overcoming Fear, Embracing Imperfection, and Nurturing Growth

"Our hands embraced, a final dance of fate, In whispered tones, my words took flight.
We were stars that collided, destined to die, Yet in that beautiful crash, scars etched on high."

Love's Final Dance

Find 100+ Motivation Tips & Ideas  - Curated from inspiring sources like Books, Podcasts & Articles - Genuine Insights from like-minded Users like You!